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Kateryna Kostyukova

Loan Factory

NMLS#:2432266

Licensed state:Massachusetts

https://www.loanfactory.com/katerynakostyukova

About me

Hello! I’m Kateryna Kostyukova, a Massachusetts-based Loan Officer dedicated to making the homebuying process simple, clear, and deeply rewarding for families across the state.

I started my career in mortgage servicing, where I spent more than three years answering over 15,000 borrower questions after their loans had closed. That experience gave me first-hand insight into what homeowners really need: transparent guidance, dependable communication, and smart, long-term financial strategies.

Now, I leverage that insight for my clients — whether you're buying your first home, upgrading, refinancing, or exploring creative paths to affordability. My mission is to make the numbers make sense and to turn what feels like a complex process into something manageable, from first conversation to closing day.

I’m fluent in English and Russian, and I have access to 240+ wholesale lenders — which means I aggressively shop for the best programs, rates, and loan options so you don’t have to.

My approach is simple: educate, empower, and deliver solutions that save you time, money, and stress.

If you're ready to explore your mortgage options or just want to talk through how the process works, let’s connect. I’d love to help you gain confidence and clarity on your path to homeownership.


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